Ivory Johnson Articles

  • How the Financial Services Industry is Changing
    Published: July 22, 2020 | 12:53 AM ET l By: Ivory Johnson, CFP, ChFC, Founder, Delancey Wealth Management, LLC :: Financial advisors and the experts occupying split screens on cable television shows have preached to consumers about all things financial for decades. Continue reading
  • How to Get your Kids off Payroll
    Published: July 2, 2020 | 12:53 AM ET l By: Ivory Johnson, CFP, ChFC, Founder, Delancey Wealth Management, LLC :: The burdens of stagnant wage growth and student loan debt make it increasingly difficult for young adults to gain their financial footing. Continue reading
  • Is Your Socially Responsible Investment Really Responsible?
    Published: June 1, 2020 | 12:53 AM ET l By: Ivory Johnson, CFP, ChFC, Founder, Delancey Wealth Management, LLC :: Socially responsible investing can be described as a strategy to purchase securities of companies known to profit from ethically sound business practices. Continue reading
  • Our Emotional Relationship with Money and why it Matters
    Published: Monday, 1 June 2020 | 12:53 PM ET l By: Ivory Johnson, CFP, ChFC, Founder, Delancey Wealth Management, LLC :: Money is indeed emotional and our relationship with it will often determine how successful we are in managing our resources. Continue reading
  • Is Social Security a Ponzi Scheme?
    Published: Monday, 1 June 2020 | 9:53 AM ET l By: Ivory Johnson, CFP, ChFC, Founder, Delancey Wealth Management, LLC :: Few are willing to risk being lionized for calling social security a Ponzi scheme, rebuked for using the foul language of common sense that most Americans understand. Continue reading
  • What Should You Do If Your Pension Is On Shaky Ground?
    Published: Thursday, 27 April 2020 | 2:53 PM ET l By: Ivory Johnson, CFP, ChFC, Founder, Delancey Wealth Management, LLC :: Americans have been told for years that retirement income sits on a three-legged stool supported by social security, personal savings and pensions. Continue reading
  • Where do we go from here?
    Published: Thursday, 9 April 2020 | 2:53 PM ET l By: Ivory Johnson, CFP, ChFC, Founder, Delancey Wealth Management, LLC :: There’s an old saying that if you want to make God laugh, make plans. Many of us had it all mapped out. Continue reading
  • We’re about to learn a lot about ourselves
    Published: Friday, 17 March 2020 | 2:53 PM ET l By: Ivory Johnson, CFP, ChFC, Founder, Delancey Wealth Management, LLC :: There are things that happen slowly and others all at once, changing our perspective with the speed of a switchblade. In just a few short weeks our world, if not already turned upside down, is stumbling badly. The financial markets have careened 20 percent lower from their highs and by definition have now crashed. Continue reading
  • Why most investors have no idea how much risk they’re taking in the market
    Published: Friday, 6 March 2020 | 11:53 AM ET l By: Ivory Johnson, CFP, ChFC, Founder, Delancey Wealth Management, LLC :: The Lower East Side of New York City is like a lot of neighborhoods in most American cities – we had working class families, a few ballers and your run of the mill gangsters spread out amongst us. And because I was once young, I recall going to parties in dangerous locations because for one reason or another they turned out to be the most fun. Continue reading
  • Estate planning: Not just for the 1%
    Published: Tuesday, 18 February 2020 | 11:53 AM ET l By: Ivory Johnson, CFP, ChFC, Founder, Delancey Wealth Management, LLC :: There's a common misperception that estate planning is reserved for the wealthy, as an attempt to shield assets from the grasp of Uncle Sam—but nothing could be further from the truth. In fact, estate planning is giving what you have to whom you want, the way you want, when you want and with the least amount of taxes and expenses possible. Continue reading


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The views expressed are that of the host and are for informational purposes only and in no event should be construed as an offer to buy or sell securities or products. Opinions expressed are subject to change without notice and do not take into account the particular investment objectives, financial situation, or needs of individual investors. The information given herein is taken from sources that IFP Advisors, LLC, dba Independent Financial Partners (IFP), IFP Securities LLC, dba Independent Financial Partners (IFP), and its advisors believe to be reliable, but it is not guaranteed by us as to accuracy or completeness. Please consult your tax and/or legal advisor before implementing any tax and/or legal related strategies mentioned in this publication as IFP does not provide tax and/or legal advice.